体球网


银保监会:降不良 增普惠 金融机构服务实体经济质效连续不停加强

  BUWEIZHEIYINIAN

  银保监会:降不良 增普惠 金融机构服务实体经济质效连续不停加强

  GUOMINWANG SHENJIAPING

  经济是肌体,金融是血脉,两者共生共荣。伴随我国经济由高速增长向高品质发展环节变迁,金融供需高低不平衡不适应的冲突日益凸显,给银领域和商业服务保险业发展提出了诸多挑战。  

  HUISHOUBUJIUCONGQIANDE2019NIAN,YINBAOJIANHUIZAICIJIANCHIBUXIECONGYANJICHATAISHI,XIANGSHICHANGLUANXIANGBUDUAN“LIANGJIAN”,FANGFANHUAJIEJINRONGFENGXIANXINGGONGSHIHUODEHEXINJINDU;JINYIBUCHUZHIZHONGXIAODANWEIRONGZINANRONGZIGUINANTI,JINRONGJIGOUFUWUSHITIJINGJIZHIXIAOLIANXUBUTINGJIAQIANG;YINLINGYUSHANGYEFUWUBAOXIANYEDUIWAIDUIWAIKAIFANGQIESHITUIDONG,GONGSIZHILIJIZHIQIESHIJIANQUAN……

  NENGGOUSHUO,YINGDUI2019NIANFENGYUNLUBIANHUANMOCEDEZHONGWAIGUOJINGJIJINRONGSHITAI,YINBAOJIANHUIZHUDONGDANGZUO,DUOCUOBINGZHONG,YINDAOYINLINGYUSHANGYEFUWUBAOXIANYEWENDINGDUGUO“GAIGEGEXINNIAN”“ZHUANXINGNIAN”HE“DUIWAIKAIFANGNIAN”。

  QUANNIANDUJIEJUEBULIANGJIEQIANYUE2WANYIYUAN “FANGFENGXIANXING”HUODEHEXINJINDU

  JINNIANLAILAI,ZAI“YIWEIYIXINGLIANGHUI”DENEIDISHISHUANGFENGJICHAXIA,WOGUOJINRONGGUANLITIZHITIANFULANCHOUYUNXING,FENGXIANXINGZONGTIKEKONG。DANSHOUJINGJIZENGSUXIAXINGYALIJIADAJIGONGSIZHILICHENGDUCANCHABUQIDENGYINSUYINGXIANG,JINRONGFENGXIANXINGYOUSUOPULU。

  GUODUANSHOUZHUBUCHANSHENGXITONGXINGJINRONGFENGXIANXINGDEDIXIAN,WUYISHIJINJINWEIRAOYINBAOJIANHUI2019NIANZUIZHONGYAODEGONGZUOZHONGZHUXIAN。YINBAOJIANHUIGENJU“YANJICHA”“BUDUANBAN”,DUIGESHIGEYANGJINRONGFENGXIANXINGTIAOZHANZHUDONGCHUJI,DACHULEFANGFANHUAJIEXITONGXINGJINRONGFENGXIANXINGDEWEIWENZHIZHANG。QIANBUJIUZHAOKAIDE2020NIANQUANGUOXINGYINLINGYUSHANGYEFUWUBAOXIANYEGUANKONGGUANLIJUEQIAOGONGZUOZHONGDAHUIZHICHU,2019NIANFANGFANHUAJIEJINRONGFENGXIANXINGGONGSHIHUODEHEXINJINDU。

体球网  FANGFENGXIANXING、ZHILUANXIANG,SHAOBUCHENGJICHADE“TIEWANZHONGQUAN”。CONGFADANZONGSHUKAN,2019NIANYINBAOJIANHUIDUISHICHANGLUANXIANGDECHUFENLIDU,GAOYATAISHIBUJIAN,YIFACHACHUDAANYAOAN。QUANNIANDUCHENGFAYINXINGSHANGYEFUWUBAOXIANJIGOU2849JIACI,PINGJUNTIANTIANKAICHUCHAO7ZHANGFADAN,CHENGFAZERENGONGZUORENYUAN3496RENCI,FAMEIHEJI14.5YIYUAN。

  YINGDUIYINLINGYUBULIANGZICHAN、YINGZIYINXING、JIAOCHAJINRONGYEWUDENGZHONGDIANJINRONGFENGXIANXING,YINBAOJIANHUI2019NIAN5YUE8RICHUTAI《YOUGUANKAIZHAN“GONGGUZHILUANXIANGCHENGGUO DAIDONGHEGUIJIBENJIANSHE”GONGZUOZHONGDETONGBAO》,JIANLIYINXINGJIGOUCONGGUQUANYUGONGSIZHILI、HONGGUANZHENGCEZHIXING、XINDAIGUANLIJUEQIAO、YINGZIYINXINGHEJIAOCHAJINRONGYEWUFENGXIANXING、ZHONGDIANFENGXIANXINGJIEJUEDENG5GEFANGMIANKAIZHANZHENGZHI。TONGSHI,CHIXULUOSHI“ZIGUANXINGUI”,ZHUBUMEIHUAYASUOHEBULAIGUIDEBIAOWAILICAIFEIBIAOZICHANTOUZI、BIAONEITEDINGMUDEZAITITOUZI、TONGYELICAIDENGYEWUJINGYINGGUIMO,YANKONGYINXINLEITONGDAOYEWU。HAIZHENDUISHANGYEFUWUBAOXIANJIGOUCHIXUKAIZHANDUOCENGQIANTAOTOUZI、GUANLIANMAIMAIJIAGANGGANDENGWEIJINSIRENJUDONGDEMEIHUAXINGDONG。

体球网  ZHIDEYITIDESHI,YINBAOJIANHUIYUDUOQIYEXIEDIAOXIEZUO,ZHENDUIBUTONGYANGFENGXIANXINGFENLEISHICE,ZUODAOLEDANGJI“JINGZHUNCHAIDAN”。2019NIAN5YUE24RI,GUOMINYINXING、YINBAOJIANHUIYIFADUIBAOSHANGYINXINGSHIXINGJIEGUAN,JUEDUAN“MIEHUO”,FANGZHIJINRONGFENGXIANXINGQIESHIMANYAN。CHUCIZHIWAI,HENGFENGYINXINGGAIGEGEXINZHONGZU、JINZHOUYINXINGYINRUZHANLVETOUZIZHE、DAJIASHANGYEFUWUBAOXIANJITUANGONGSICHENGLIDENGYECHENGWEI2019NIANWOGUOJINRONGFENGXIANXINGJIEJUEJIZHISHICHANGHUA、FAZHIHUACHENGDUJIAQIANGDEBIAOSHIXINGSHIJIAN。

  JUTONGJI,2019NIANQUANNIANDUJIEJUEBULIANGJIEQIANYUE2WANYIYUAN,SHANGYEFUWUYINXINGYUQI90TIANYISHANGJIEQIANSUOYOUNARUBULIANGZICHANGUANLIJUEQIAO;YINGZIYINXINGHEJIAOCHAJINRONGFENGXIANXINGCHIXUSHOULIAN,SANNIANLAIYINGZIYINXINGJINGYINGGUIMOJIAOLISHIFENGZHIYAJIANG16WANYIYUAN。

  同时,2019年也被称为互联网借贷风险性专项整治的攻坚之年,银保监会协同相关企业扎实深化网络金融风险性专项整治,网贷风险性出清速度持续加速。截至2019年初,全国性实际运营网贷机构248家,较年底递减76%,机构总数、借贷余额及参与人数连续18个月递减。

  WEIDONGYAOLUOSHI“FANGZHUBUCHAO”,YINBAOJIANHUIZAIQUANGUOXING32GEDACHENGSHIKAIZHANYINXINGJIGOUFANGDICHANYELIANWUZHUANXIANGCHAYAN,YANLICHACHUJIANGZIJINGENJUNUOYONG、ZHUANDAODENGMOSHILIURUFANGDICHANLINGYUDEFANFAWEIJINSIRENJUDONG,DAIDONGFANGDICHANSHICHANGSHENXINJIANKANGYOUXUFAZHAN。JUTONGJI,2019NIANFANGDICHANJIEQIANZENGSUTONGBIDIJIAN3.3GEBAIFENDIAN。

  小微单位借钱余额同比增超25% 普惠金融“触角”再延伸

体球网  JINNIANLAILAI,JINRONGGUANLIJUEQIAOQIYECHONGPAIFAHUI“JIJIATAI”ZHENGCEXIELI,JINGZHUNDIGUANZHICHIMINYINGXIAOWEIDANWEIRONGZI,MIANLISHANGYEFUWUYINXINGDUOQUDAOMIBUZIBEN,TISHENGJINRONGJIGOUZHICHISHITIJINGJIDEYIYUANHEGONGZUONENGLI。ZAISHANGCENGZHENGCEYINLINGXIA,JINYIBUJIANQINGXIAOWEIDANWEIJINGYINGYALI,CONGGENBENSHANGCHUZHIRONGZINANRONGZIGUINANTI,YIJIUSHIYINBAOJIANHUI2019NIANGONGZUOZHONGDEDANGWUZHIJI。

  YINBAOJIANHUIFUZHUXIZHUSHUMINZAI13RIDEGUOWUYUANXINWENBANGONGSHIXINWENFABUHUISHANGZHICHU,ZAIDANGQIANJINGJIXIAXINGYALIJIAODADESHITAIXIA,YINBAOJIANHUIZHUDONGCUJINYINXINGSHANGYEFUWUBAOXIANJIGOUCHIXUJIADADUIJINGJISHEHUIFAZHANZHONGDIANXINGYEHEBORUOJIEDUANDEZHICHILIDU,KAOLVSHITIJINGJIHELIJINRONGXUQIU,QUANFANGWEIZUOHAO“LIUWEN”GONGZUOZHONG。2019NIAN,YINLINGYUXINZENGGUOMINBIJIEQIAN17WANYIYUAN,TONGBIDUOZENG1.1WANYIYUAN。SHANGYEFUWUBAOXIANYEWEIQUANSHEHUICHUSHISHANGYEFUWUBAOXIANJINEYUE6470WANYIYUAN,PEICHANGHEJIFUKAIZHI1.29WANYIYUAN。